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00006160_TLC PROP.pdf

00006160_Complete_with_DocuSign_Letter_of_representat (1).pdf

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Missing: applicant_first_name

No. Name Value Opt
0.0127698 DocuSign Envelope ID 568AF768-0A47-45E9-B12B-3F6662F46066 

0.0128216 DocuSign Envelope ID 568AF768-0A47-45E9-B12B-3F6662F46066 

0.0129281 DocuSign Envelope ID 568AF768-0A47-45E9-B12B-3F6662F46066 

0.0256092 Phone 1  ★ 447711970774 

0.0741639 Emma.baine@tlcworldw ide.com Y 

0.0774767 Funding Circle Rep Mikhail Shah 02034675652 

0.0825743 Email  ★ Alec.johnson@tlcworldwide.com 

0.104629 Email  ★ mikhail.shah@fundingcircle.com 

0.112913 Consent to Search (Y/N?) Y Y 

0.13124 Date 29 May 2024 

0.163284 Email  ★ phil.markham@tlcworldwide.com 

0.163331 Tel  ★ +447957688650 

0.183707 Company Name  ★ TLC MARKETING WORLDWIDE GROUP LIMITED 

0.210473 Trading/Registered Address  ★ Watson House, 54 Baker Street, London, E 

0.230059 UHY Hacker Young Quadrant House 4 Thomas More Square Lond 

0.23698 Registration number  ★ 03416307 

0.277497 Is the entity part of a group structure? Yes 

0.317536 Date incorporated  ★ 07 August 1997 

0.342564 Business has offices worldwide Australasia DACH France & Benelux Italy 

0.353699 Dear Sirs, 

0.371011 Website  ★ https://www.tlcworldwide.com/ 

0.387582 Representations in respect of the financial statements for the year ended 31 December 2022 

0.38903 7. Going Concern 

0.436473 Amount and Term �500,000 

0.436488 Annual Turnover �50,064,069 

0.462627 Profit/Loss �7,177,695 

0.462875 Date Required June 2024 

0.486858 Purpose of loan The client is looking for funding to sup 

0.489674 Shareholder Funds -�5,400,916 

0.516188 Overdraft Limit �0 

0.530561 Clients https://www.tlcworldwide.com/our-clients 

0.540347 Existing Government + other Debt (CBILS, BBL, Loan, HPs etc.) N/A 

0.559153 SHAREHOLDER NICHOLAS EDWARD TRUE BRYANSTON COURT, 4 

0.652958 1. Completeness of audit information Access to all information of which we ar 

0.675345 PLEASE NOTE in from the UK 

0.769799 Home Address  ★ 10 sherbourne walk blackpill swansea SA3 

0.810999 4. Unadjusted errors in the financial statements We consider that the errors identified b 

0.81108 9. Transactions and interests of the directors We acknowledge that the company's financ 

0.817209 Previous address (if less than 2 years) Same as current address 

0.863654 Homeowner/Tenant Homeowner 

0.877476 Registered in England & Wales 

0.877687 Registered England & Wales 

0.888834 Registration number  ★ 03416307 

0.889083 Registration number  ★ 03416307 

0.889113 Registration number  ★ 03416307 

0.891063 Value �1,700,000 

0.917268 Mortgage Balance �400,000 

0.944385 DOB  ★ 28/10/1971 29/06/1989 09/05/1983

No.	Name	Value
0.0127698	DocuSign Envelope ID	568AF768-0A47-45E9-B12B-3F6662F46066
0.0128216	DocuSign Envelope ID	568AF768-0A47-45E9-B12B-3F6662F46066
0.0129281	DocuSign Envelope ID	568AF768-0A47-45E9-B12B-3F6662F46066
0.0256092	Phone 1 ★	447711970774
0.0741639	Emma.baine@tlcworldw ide.com	Y
0.0774767	Funding Circle Rep	Mikhail Shah 02034675652
0.0825743	Email ★	Alec.johnson@tlcworldwide.com
0.104629	Email ★	mikhail.shah@fundingcircle.com
0.112913	Consent to Search (Y/N?)	Y Y
0.13124	Date	29 May 2024
0.163284	Email ★	phil.markham@tlcworldwide.com
0.163331	Tel ★	+447957688650
0.183707	Company Name ★	TLC MARKETING WORLDWIDE GROUP LIMITED
0.210473	Trading/Registered Address ★	Watson House, 54 Baker Street, London, E
0.230059	UHY Hacker Young	Quadrant House 4 Thomas More Square Lond
0.23698	Registration number ★	03416307
0.277497	Is the entity part of a group structure?	Yes
0.317536	Date incorporated ★	07 August 1997
0.342564	Business has offices worldwide	Australasia DACH France & Benelux Italy
0.353699	Dear	Sirs,
0.371011	Website ★	https://www.tlcworldwide.com/
0.387582	Representations in respect of the financial statements for the year ended 31 December	2022
0.38903	7.	Going Concern
0.436473	Amount and Term	�500,000
0.436488	Annual Turnover	�50,064,069
0.462627	Profit/Loss	�7,177,695
0.462875	Date Required	June 2024
0.486858	Purpose of loan	The client is looking for funding to sup
0.489674	Shareholder Funds	-�5,400,916
0.516188	Overdraft Limit	�0
0.530561	Clients	https://www.tlcworldwide.com/our-clients
0.540347	Existing Government + other Debt (CBILS, BBL, Loan, HPs etc.)	N/A
0.559153	SHAREHOLDER	NICHOLAS EDWARD TRUE BRYANSTON COURT, 4
0.652958	1. Completeness of audit information	Access to all information of which we ar
0.675345	PLEASE NOTE	in from the UK
0.769799	Home Address ★	10 sherbourne walk blackpill swansea SA3
0.810999	4. Unadjusted errors in the financial statements	We consider that the errors identified b
0.81108	9. Transactions and interests of the directors	We acknowledge that the company's financ
0.817209	Previous address (if less than 2 years)	Same as current address
0.863654	Homeowner/Tenant	Homeowner
0.877476	Registered in	England & Wales
0.877687	Registered	England & Wales
0.888834	Registration number ★	03416307
0.889083	Registration number ★	03416307
0.889113	Registration number ★	03416307
0.891063	Value	�1,700,000
0.917268	Mortgage Balance	�400,000
0.944385	DOB ★	28/10/1971 29/06/1989 09/05/1983

No. Data Value Opt
411723 DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066 

411724 TLC Marketing Worldwide Group Limited 

411725 Watson House 

411726 54 Baker Street 

411727 London 

411728 W1U 7BU 

411729 UHY Hacker Young 

411730 Quadrant House 

411731 4 Thomas More Square 

411732 London 

411733 E1W 1YW 

411734 Dear Sirs, 

411735 Representations in respect of the financial statements for the year ended 31 December 2022 

411736 We 

411737 acknowledge 

411738 as 

411739 directors, 

411740 and 

411741 confirm 

411742 that 

411743 we 

411744 have 

411745 fulfilled, 

411746 our 

411747 responsibility 

411748 for 

411749 the 

411750 preparation of financial statements for the year ended 31 December 2022 that show a true and fair 

411751 view and are in accordance with United Kingdom generally accepted accounting practice and the 

411752 Companies Act 2006. 

411753 We 

411754 also 

411755 acknowledge 

411756 as 

411757 directors 

411758 our 

411759 responsibility 

411760 for 

411761 the 

411762 design 

411763 and 

411764 implementation 

411765 of 

411766 internal control to prevent and detect both error and fraud. 

411767 We 

411768 confirm 

411769 to 

411770 the best 

411771 of 

411772 our 

411773 knowledge 

411774 and belief, 

411775 and 

411776 having 

411777 made 

411778 appropriate 

411779 enquiries 

411780 of 

411781 other 

411782 directors 

411783 and 

411784 officials 

411785 of 

411786 the 

411787 company, 

411788 the 

411789 following 

411790 representations 

411791 given 

411792 to 

411793 you 

411794 in 

411795 connection with your audit of the group's and company�s financial statements for the year ended 

411796 31 December 2022. 

411797 1. 

411798 Completeness of audit information 

411799 We have provided you with: 

411800 � 

411801 Access to all information of which we are aware that is relevant to the preparation of the 

411802 financial statements such as records, documentation and other matters; 

411803 � 

411804 Additional information that you have requested from us for the purpose of the audit; and 

411805 � 

411806 Unrestricted access to persons within the entity from whom you determined it necessary 

411807 to obtain audit evidence. 

411808 Registered in England & Wales 

411809 Registration number 03416307 

411810 R 

411811 0 

411812 525 

411813 DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066 

411814 Specifically, we confirm that 

411815 � 

411816 All accounting records have been made available to you for the purpose of your audit. 

411817 � 

411818 All 

411819 other 

411820 records 

411821 and 

411822 related 

411823 information, 

411824 including 

411825 minutes 

411826 of 

411827 all 

411828 shareholders' 

411829 and 

411830 board meetings, in the period 1 January 2022 to date have been made available to you. 

411831 2. 

411832 Completeness of accounting records and financial statements 

411833 All 

411834 the 

411835 transactions 

411836 undertaken 

411837 by 

411838 the 

411839 group 

411840 have 

411841 been 

411842 properly 

411843 reflected 

411844 and 

411845 recorded 

411846 in 

411847 the 

411848 accounting records, and in the financial statements. 

411849 We 

411850 also 

411851 confirm 

411852 that 

411853 all 

411854 bank 

411855 accounts 

411856 held 

411857 by 

411858 the 

411859 group 

411860 during 

411861 the 

411862 year 

411863 have 

411864 been 

411865 properly 

411866 reflected and recorded in the accounting records and in the financial statements. 

411867 3. 

411868 Significant assumptions, judgments and intentions 

411869 In preparing the financial statements, the board has made the following significant assumptions 

411870 relating to amounts included or disclosed in the financial statements: 

411871 � 

411872 By the time each promotion starts, the majority of work has been done and costs incurred. 

411873 Consequently 

411874 the 

411875 revenue 

411876 and 

411877 costs 

411878 relating 

411879 to 

411880 each 

411881 promotion 

411882 are 

411883 recognised 

411884 in 

411885 the 

411886 accounting period in which the promotion starts. 

411887 In 

411888 preparing 

411889 the 

411890 financial 

411891 statements, 

411892 the 

411893 board 

411894 has 

411895 made 

411896 the 

411897 following 

411898 significant 

411899 judgements 

411900 relating to amounts included in or disclosed in the financial statements: 

411901 � 

411902 development 

411903 costs 

411904 incurred 

411905 by 

411906 the 

411907 subsidiary TLC 

411908 Marketing 

411909 Worldwide 

411910 HQ Limited 

411911 have 

411912 been 

411913 correctly 

411914 capitalised 

411915 and 

411916 are 

411917 being 

411918 amortised 

411919 over 

411920 10 

411921 years 

411922 on 

411923 a 

411924 straight 

411925 line 

411926 basis. 

411927 We 

411928 have 

411929 no 

411930 plans 

411931 or 

411932 intentions 

411933 that 

411934 would, 

411935 if 

411936 taken 

411937 into 

411938 account, 

411939 materially 

411940 alter 

411941 the 

411942 carrying 

411943 value or classification of assets and liabilities reflected in the financial statements. 

411944 Aside from normal commercial constraints, we are not aware of any factor that will significantly 

411945 reduce 

411946 the likelihood of 

411947 the 

411948 company achieving 

411949 those 

411950 of its 

411951 plans 

411952 or intentions 

411953 that 

411954 are 

411955 material 

411956 to the determination of the carrying value or classification of assets and liabilities reflected in the 

411957 financial statements. 

411958 We confirm that the above representations are our assumptions and judgements on these matters 

411959 and we consider them reasonable. 

411960 4. 

411961 Unadjusted errors in the financial statements 

411962 We 

411963 consider 

411964 that 

411965 the 

411966 errors 

411967 identified 

411968 by 

411969 you 

411970 are 

411971 immaterial 

411972 individually 

411973 and 

411974 in 

411975 aggregate 

411976 and 

411977 Registered in England & Wales 

411978 Registration number 03416307 

411979 DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066 

411980 accordingly that no adjustment to the financial statements is required. 

411981 5. 

411982 Compliance with statutory or regulatory obligations, including tax legislation 

411983 We 

411984 are 

411985 not 

411986 aware 

411987 of 

411988 any 

411989 instances 

411990 of 

411991 possible 

411992 non-compliance 

411993 with 

411994 statutory 

411995 or 

411996 regulatory 

411997 obligations or tax legislation which could have a material effect on the financial statements. 

411998 6. 

411999 Significant agreements 

412000 We have disclosed to you all the agreements and commitments (and any related side letters) that 

412001 the 

412002 company 

412003 has 

412004 entered 

412005 into 

412006 that 

412007 could 

412008 have 

412009 a 

412010 material 

412011 impact 

412012 on 

412013 the 

412014 amounts 

412015 or 

412016 disclosures 

412017 included 

412018 in 

412019 the 

412020 financial 

412021 statements, 

412022 or 

412023 are 

412024 relevant 

412025 to 

412026 an 

412027 assessment 

412028 of 

412029 whether 

412030 the 

412031 group 

412032 remains a going concern. 

412033 We 

412034 are 

412035 not 

412036 aware 

412037 of 

412038 any 

412039 instances 

412040 of 

412041 non-compliance 

412042 with 

412043 our 

412044 contractual 

412045 obligations 

412046 which 

412047 could have a material effect on the financial statements. 

412048 7. 

412049 Going Concern 

412050 In 

412051 our 

412052 opinion 

412053 the 

412054 group 

412055 will 

412056 have 

412057 sufficient 

412058 resources 

412059 to 

412060 meet 

412061 its 

412062 liabilities 

412063 as 

412064 they 

412065 fall 

412066 due 

412067 for 

412068 the 

412069 reasonably 

412070 foreseeable 

412071 future, 

412072 and 

412073 is 

412074 therefore 

412075 a 

412076 going 

412077 concern. In 

412078 forming 

412079 this 

412080 conclusion, 

412081 we have expressly considered the period from the date of approval of the financial statements to 

412082 31 December 2024. In addition, we are not aware of any likely events, conditions or business risks 

412083 beyond this period that may cast significant doubt on the group�s ability to continue as a going 

412084 concern. 

412085 8. 

412086 Contingent liabilities (including 

412087 litigation 

412088 or 

412089 claims 

412090 against 

412091 the company) and 

412092 events 

412093 arising subsequent to the balance sheet date 

412094 All 

412095 material 

412096 contingencies 

412097 (including 

412098 all 

412099 known, 

412100 actual 

412101 or 

412102 potential 

412103 litigation 

412104 or 

412105 claims 

412106 against 

412107 the company) that are more likely than not to result in a loss to the group have been provided for 

412108 in the financial statements. 

412109 Except 

412110 for 

412111 matters 

412112 for 

412113 which 

412114 there 

412115 is 

412116 only 

412117 a 

412118 remote 

412119 possibility 

412120 of 

412121 occurrence, 

412122 the 

412123 group 

412124 is 

412125 not 

412126 affected 

412127 by 

412128 any 

412129 contingency 

412130 which 

412131 existed 

412132 at 

412133 the 

412134 balance 

412135 sheet 

412136 date 

412137 and 

412138 which 

412139 could 

412140 possibly 

412141 result in material loss to the group. 

412142 There have 

412143 been no 

412144 events 

412145 since 

412146 the balance sheet date which necessitate 

412147 revision 

412148 of 

412149 the figures 

412150 included in the financial statements or inclusion of a note thereto. 

412151 Should any such events occur, 

412152 we will advise you accordingly. 

412153 9. 

412154 Transactions and interests of the directors 

412155 We 

412156 acknowledge 

412157 that 

412158 the 

412159 company's 

412160 financial 

412161 statements 

412162 are 

412163 required 

412164 by 

412165 the 

412166 Companies 

412167 Act 

412168 Registered in England & Wales 

412169 Registration number 03416307 

412170 DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066 

412171 2006 and the applicable accounting standard to include specified disclosure of the nature, extent 

412172 and amount of its transactions that are with, or for the benefit of, any of its directors (or, in certain 

412173 circumstances, members of their families and trusts, partnerships and other companies in which 

412174 they have an interest). 

412175 We 

412176 have 

412177 identified 

412178 and 

412179 discussed 

412180 with 

412181 you 

412182 all 

412183 the 

412184 transactions 

412185 of the 

412186 group 

412187 with 

412188 the 

412189 parent 

412190 company directors and their connected persons. Consequent upon these procedures, we are able 

412191 to make the following representation. 

412192 The group has at no time during the year granted any advances or credits to, nor entered into any 

412193 guarantees 

412194 of 

412195 any 

412196 kind 

412197 on 

412198 behalf 

412199 of, 

412200 the 

412201 parent 

412202 company 

412203 directors 

412204 or 

412205 persons 

412206 connected 

412207 with 

412208 them, except as disclosed in note 27 to the financial statements. 

412209 Apart 

412210 from 

412211 remuneration 

412212 arrangements, 

412213 the 

412214 group 

412215 has 

412216 had 

412217 at 

412218 no 

412219 time 

412220 during 

412221 the 

412222 year 

412223 entered 

412224 into 

412225 any 

412226 other 

412227 transactions 

412228 with 

412229 the 

412230 parent 

412231 company 

412232 directors 

412233 or 

412234 persons 

412235 connected 

412236 with 

412237 them 

412238 except 

412239 as 

412240 disclosed 

412241 in 

412242 note 

412243 27 to 

412244 the 

412245 financial 

412246 statements and 

412247 except 

412248 for 

412249 transactions 

412250 that 

412251 are 

412252 immaterial to both the directors (and any relevant connected person) and the group�s financial 

412253 statements. 

412254 10. 

412255 Related parties other than the directors 

412256 We acknowledge that, subject to certain specific exemptions, the group's financial statements are 

412257 required 

412258 to 

412259 disclose 

412260 comprehensive 

412261 details 

412262 of 

412263 transactions 

412264 and 

412265 relationships 

412266 with 

412267 its 

412268 "related 

412269 parties" in order to give a true and fair view. 

412270 Accordingly, we confirm that 

412271 a) 

412272 We 

412273 have 

412274 disclosed 

412275 to 

412276 you 

412277 the 

412278 identity 

412279 of 

412280 the 

412281 entity's 

412282 related 

412283 parties 

412284 and 

412285 all 

412286 the 

412287 related 

412288 party relationships and transactions of which we are aware; and 

412289 b) 

412290 We have properly accounted for and disclosed all such relationships and transactions in 

412291 the financial statements. 

412292 In making that confirmation we acknowledge: 

412293 a) 

412294 the following broad definition of related parties, being those individuals, companies and 

412295 other entities connected or linked with the group or its directors in such a way as to make 

412296 feasible the negotiation of mutual contracts on a non-arm�s length basis; and 

412297 b) 

412298 the formal definition of "related parties" given in the applicable accounting standard. 

412299 11. 

412300 Non-controlling interests 

412301 We confirm that the group�s non-controlling interest shareholdings as at 31 December 2022 were 

412302 as follows: 

412303 Registered in England & Wales 

412304 Registration number 03416307

No.	Data	Value	Opt
411723	DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066
411724	TLC Marketing Worldwide Group Limited
411725	Watson House
411726	54 Baker Street
411727	London
411728	W1U 7BU
411729	UHY Hacker Young
411730	Quadrant House
411731	4 Thomas More Square
411732	London
411733	E1W 1YW
411734	Dear Sirs,
411735	Representations in respect of the financial statements for the year ended 31 December 2022
411736	We
411737	acknowledge
411738	as
411739	directors,
411740	and
411741	confirm
411742	that
411743	we
411744	have
411745	fulfilled,
411746	our
411747	responsibility
411748	for
411749	the
411750	preparation of financial statements for the year ended 31 December 2022 that show a true and fair
411751	view and are in accordance with United Kingdom generally accepted accounting practice and the
411752	Companies Act 2006.
411753	We
411754	also
411755	acknowledge
411756	as
411757	directors
411758	our
411759	responsibility
411760	for
411761	the
411762	design
411763	and
411764	implementation
411765	of
411766	internal control to prevent and detect both error and fraud.
411767	We
411768	confirm
411769	to
411770	the best
411771	of
411772	our
411773	knowledge
411774	and belief,
411775	and
411776	having
411777	made
411778	appropriate
411779	enquiries
411780	of
411781	other
411782	directors
411783	and
411784	officials
411785	of
411786	the
411787	company,
411788	the
411789	following
411790	representations
411791	given
411792	to
411793	you
411794	in
411795	connection with your audit of the group's and company�s financial statements for the year ended
411796	31 December 2022.
411797	1.
411798	Completeness of audit information
411799	We have provided you with:
411800	�
411801	Access to all information of which we are aware that is relevant to the preparation of the
411802	financial statements such as records, documentation and other matters;
411803	�
411804	Additional information that you have requested from us for the purpose of the audit; and
411805	�
411806	Unrestricted access to persons within the entity from whom you determined it necessary
411807	to obtain audit evidence.
411808	Registered in England & Wales
411809	Registration number 03416307
411810	R
411811	0
411812	525
411813	DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066
411814	Specifically, we confirm that
411815	�
411816	All accounting records have been made available to you for the purpose of your audit.
411817	�
411818	All
411819	other
411820	records
411821	and
411822	related
411823	information,
411824	including
411825	minutes
411826	of
411827	all
411828	shareholders'
411829	and
411830	board meetings, in the period 1 January 2022 to date have been made available to you.
411831	2.
411832	Completeness of accounting records and financial statements
411833	All
411834	the
411835	transactions
411836	undertaken
411837	by
411838	the
411839	group
411840	have
411841	been
411842	properly
411843	reflected
411844	and
411845	recorded
411846	in
411847	the
411848	accounting records, and in the financial statements.
411849	We
411850	also
411851	confirm
411852	that
411853	all
411854	bank
411855	accounts
411856	held
411857	by
411858	the
411859	group
411860	during
411861	the
411862	year
411863	have
411864	been
411865	properly
411866	reflected and recorded in the accounting records and in the financial statements.
411867	3.
411868	Significant assumptions, judgments and intentions
411869	In preparing the financial statements, the board has made the following significant assumptions
411870	relating to amounts included or disclosed in the financial statements:
411871	�
411872	By the time each promotion starts, the majority of work has been done and costs incurred.
411873	Consequently
411874	the
411875	revenue
411876	and
411877	costs
411878	relating
411879	to
411880	each
411881	promotion
411882	are
411883	recognised
411884	in
411885	the
411886	accounting period in which the promotion starts.
411887	In
411888	preparing
411889	the
411890	financial
411891	statements,
411892	the
411893	board
411894	has
411895	made
411896	the
411897	following
411898	significant
411899	judgements
411900	relating to amounts included in or disclosed in the financial statements:
411901	�
411902	development
411903	costs
411904	incurred
411905	by
411906	the
411907	subsidiary TLC
411908	Marketing
411909	Worldwide
411910	HQ Limited
411911	have
411912	been
411913	correctly
411914	capitalised
411915	and
411916	are
411917	being
411918	amortised
411919	over
411920	10
411921	years
411922	on
411923	a
411924	straight
411925	line
411926	basis.
411927	We
411928	have
411929	no
411930	plans
411931	or
411932	intentions
411933	that
411934	would,
411935	if
411936	taken
411937	into
411938	account,
411939	materially
411940	alter
411941	the
411942	carrying
411943	value or classification of assets and liabilities reflected in the financial statements.
411944	Aside from normal commercial constraints, we are not aware of any factor that will significantly
411945	reduce
411946	the likelihood of
411947	the
411948	company achieving
411949	those
411950	of its
411951	plans
411952	or intentions
411953	that
411954	are
411955	material
411956	to the determination of the carrying value or classification of assets and liabilities reflected in the
411957	financial statements.
411958	We confirm that the above representations are our assumptions and judgements on these matters
411959	and we consider them reasonable.
411960	4.
411961	Unadjusted errors in the financial statements
411962	We
411963	consider
411964	that
411965	the
411966	errors
411967	identified
411968	by
411969	you
411970	are
411971	immaterial
411972	individually
411973	and
411974	in
411975	aggregate
411976	and
411977	Registered in England & Wales
411978	Registration number 03416307
411979	DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066
411980	accordingly that no adjustment to the financial statements is required.
411981	5.
411982	Compliance with statutory or regulatory obligations, including tax legislation
411983	We
411984	are
411985	not
411986	aware
411987	of
411988	any
411989	instances
411990	of
411991	possible
411992	non-compliance
411993	with
411994	statutory
411995	or
411996	regulatory
411997	obligations or tax legislation which could have a material effect on the financial statements.
411998	6.
411999	Significant agreements
412000	We have disclosed to you all the agreements and commitments (and any related side letters) that
412001	the
412002	company
412003	has
412004	entered
412005	into
412006	that
412007	could
412008	have
412009	a
412010	material
412011	impact
412012	on
412013	the
412014	amounts
412015	or
412016	disclosures
412017	included
412018	in
412019	the
412020	financial
412021	statements,
412022	or
412023	are
412024	relevant
412025	to
412026	an
412027	assessment
412028	of
412029	whether
412030	the
412031	group
412032	remains a going concern.
412033	We
412034	are
412035	not
412036	aware
412037	of
412038	any
412039	instances
412040	of
412041	non-compliance
412042	with
412043	our
412044	contractual
412045	obligations
412046	which
412047	could have a material effect on the financial statements.
412048	7.
412049	Going Concern
412050	In
412051	our
412052	opinion
412053	the
412054	group
412055	will
412056	have
412057	sufficient
412058	resources
412059	to
412060	meet
412061	its
412062	liabilities
412063	as
412064	they
412065	fall
412066	due
412067	for
412068	the
412069	reasonably
412070	foreseeable
412071	future,
412072	and
412073	is
412074	therefore
412075	a
412076	going
412077	concern. In
412078	forming
412079	this
412080	conclusion,
412081	we have expressly considered the period from the date of approval of the financial statements to
412082	31 December 2024. In addition, we are not aware of any likely events, conditions or business risks
412083	beyond this period that may cast significant doubt on the group�s ability to continue as a going
412084	concern.
412085	8.
412086	Contingent liabilities (including
412087	litigation
412088	or
412089	claims
412090	against
412091	the company) and
412092	events
412093	arising subsequent to the balance sheet date
412094	All
412095	material
412096	contingencies
412097	(including
412098	all
412099	known,
412100	actual
412101	or
412102	potential
412103	litigation
412104	or
412105	claims
412106	against
412107	the company) that are more likely than not to result in a loss to the group have been provided for
412108	in the financial statements.
412109	Except
412110	for
412111	matters
412112	for
412113	which
412114	there
412115	is
412116	only
412117	a
412118	remote
412119	possibility
412120	of
412121	occurrence,
412122	the
412123	group
412124	is
412125	not
412126	affected
412127	by
412128	any
412129	contingency
412130	which
412131	existed
412132	at
412133	the
412134	balance
412135	sheet
412136	date
412137	and
412138	which
412139	could
412140	possibly
412141	result in material loss to the group.
412142	There have
412143	been no
412144	events
412145	since
412146	the balance sheet date which necessitate
412147	revision
412148	of
412149	the figures
412150	included in the financial statements or inclusion of a note thereto.
412151	Should any such events occur,
412152	we will advise you accordingly.
412153	9.
412154	Transactions and interests of the directors
412155	We
412156	acknowledge
412157	that
412158	the
412159	company's
412160	financial
412161	statements
412162	are
412163	required
412164	by
412165	the
412166	Companies
412167	Act
412168	Registered in England & Wales
412169	Registration number 03416307
412170	DocuSign Envelope ID: 568AF768-0A47-45E9-B12B-3F6662F46066
412171	2006 and the applicable accounting standard to include specified disclosure of the nature, extent
412172	and amount of its transactions that are with, or for the benefit of, any of its directors (or, in certain
412173	circumstances, members of their families and trusts, partnerships and other companies in which
412174	they have an interest).
412175	We
412176	have
412177	identified
412178	and
412179	discussed
412180	with
412181	you
412182	all
412183	the
412184	transactions
412185	of the
412186	group
412187	with
412188	the
412189	parent
412190	company directors and their connected persons. Consequent upon these procedures, we are able
412191	to make the following representation.
412192	The group has at no time during the year granted any advances or credits to, nor entered into any
412193	guarantees
412194	of
412195	any
412196	kind
412197	on
412198	behalf
412199	of,
412200	the
412201	parent
412202	company
412203	directors
412204	or
412205	persons
412206	connected
412207	with
412208	them, except as disclosed in note 27 to the financial statements.
412209	Apart
412210	from
412211	remuneration
412212	arrangements,
412213	the
412214	group
412215	has
412216	had
412217	at
412218	no
412219	time
412220	during
412221	the
412222	year

From to Prority 
% Ownership ownership_percentage 1
Account Name company_name 1
Account Name company_name 1
Address address_line_1 1
Address bus_address_line_1 1
ADDRESS address_line_1 1
Address 1 address_line_1 2
Address 1 bus_address_line_1 1
Address Line 1 address_line_1 1
Address Line 1 bus_address_line_1 1
Addresses (past 3 years) address_line_1 1
Advance requested funding_required_amount 1
Amount funding_required_amount 1
Amount looking to borrow funding_required_amount 1
AMOUNT REQUESTED funding_required_amount 1
Amount Requested funding_required_amount 1
Amount to Finance. Loan Amount Total Initial Payment funding_required_amount 1
ANNUAL TURNOVER monthly_average_sales 1
Applicant 1 applicant_first_name 1
Applicant Contact(s) applicant_first_name 1
Asset finance SPECIAL 1
Average Monthly Turnover monthly_average_sales 1
Borrower Name applicant_first_name 1
Business / Trading Name company_name 1
Business Activities industry 1
BUSINESS ADDRESS bus_address_line_1 1
Business Address bus_address_line_1 1
Business Address (incl. Postcode) bus_address_line_1 1
Business email email 1
Business legal name company_name 1
BUSINESS LOAN PURPOSE use_of_funds 1
Business Name company_name 1
Business name company_name 1
Business Overview industry 1
Business phone business_contact_number_tel 1
Business Phone business_contact_number_tel 1
Business registered address & postcode bus_address_line_1 1
Business sector industry 1
Business Telephone business_contact_number_tel 1
Business type industry 1
Business Type business_type 1
Business Type business_type 1
Business/Trading Name company_name 1
Buy-to-let mortgage SPECIAL 1
Co Reg companies_house_registration_no 1
Commercial mortgage SPECIAL 1
Commercial property investment SPECIAL 1
Company Details company_name 1
Company Name company_name 1
COMPANY NAME company_name 1
Company Name/Trading Name company_name 1
Company No. companies_house_registration_no 1
COMPANY NUMBER companies_house_registration_no 1
Company Number companies_house_registration_no 1
Company number (if Limited) companies_house_registration_no 1
Company Reg companies_house_registration_no 1
Company Reg Number companies_house_registration_no 1
Company Reg Number companies_house_registration_no 1
Company reg. no companies_house_registration_no 1
Company reg. No. companies_house_registration_no 1
Company Registered Number companies_house_registration_no 1
Company Registration No companies_house_registration_no 1
Company Registration No. companies_house_registration_no 1
Company Registration Number companies_house_registration_no 1
Company type business_type 1
Company Type business_type 1
Company Type (Ltd, Sole Trader) business_type 1
Company Type (Ltd, Sole Trader) business_type 1
Contact Email email 1
Contact Email Address email 1
Contact Name applicant_first_name 1
Contact phone business_contact_number_tel 1
Contact Phone Number business_contact_number_tel 1
Contact Telephone business_contact_number_tel 1
Contact Telephone No. business_contact_number_mobile 1
Contact Telephone Number business_contact_number_tel 1
Current address address_line_1 1
Customer Name company_name 1
D.O.B. date_of_birth 1
Date Business Established business_start_date 1
Date Established business_start_date 1
Date incorporated business_start_date 1
Date of Birth date_of_birth 1
Date of birth date_of_birth 1
DATE OF BIRTH date_of_birth 1
Date of Birth (DD/MM/YYYY) date_of_birth 1
Date of birth of the Director date_of_birth 1
Date Trading Commenced business_start_date 1
Dates of birth date_of_birth 1
Director city 3
Director Name applicant_first_name 1
DOB date_of_birth 1
Email email 1
EMAIL email 1
EMAIL ADDRESS email 1
Email Address email 1
Established Date business_start_date 1
Established Date business_start_date 1
Expansion/growth SPECIAL 1
Finance purpose use_of_funds 1
Finance term term_required_months 1
First name applicant_first_name 1
FIRST NAME applicant_first_name 1
Full Company Name company_name 1
Full Name applicant_first_name 1
Full name applicant_first_name 1
FULL NAME applicant_first_name 1
Full Name (as appears on your passport) applicant_first_name 1
Full names applicant_first_name 1
Home Address address_line_1 1
HOME ADDRESS address_line_1 1
Home Owner address_line_1 1
How much funding is required? funding_required_amount 1
Incorporated/start date business_start_date 1
Industry industry 1
Landline Telephone No. business_contact_number_tel 1
Last name applicant_last_name 1
LAST NAME applicant_last_name 1
Last name . applicant_last_name 1
Legal Form business_type 1
Legal name company_name 1
Length of Ownership business_start_date 1
Limited company SPECIAL 1
Limited Liability Partnership SPECIAL 1
Loan Amount funding_required_amount 1
Loan amount (�) funding_required_amount 2
Loan Amount � funding_required_amount 1
Loan Company 1 company_name 1
Loan Period term_required_months 1
Loan Purpose use_of_funds 1
Loan Purpose (details) use_of_funds 1
Loan Term term_required_months 1
Loan term (months) term_required_months 1
Main Contact business_contact_number_tel 1
Main Contact Name applicant_first_name 1
MAIN SOURCE OF REVENUE industry 1
Merchant/Company Legal Business Name company_name 1
Mobile business_contact_number_mobile 1
Mobile No. business_contact_number_mobile 1
MOBILE NUMBER business_contact_number_mobile 1
MOBILE NUMBER business_contact_number_mobile 1
Mobile number business_contact_number_mobile 1
Mobile Number business_contact_number_mobile 1
Mobile phone business_contact_number_mobile 1
Mobile Phone business_contact_number_mobile 1
MOBILE PHONE business_contact_number_mobile 1
Monthly Revenue monthly_average_sales 1
MOVE IN DATE business_start_date 1
Name company_name 2
Name applicant_first_name 1
Name & Sharehold en % applicant_first_name 1
Name & Shareholder applicant_first_name 1
Name & Shareholder % applicant_first_name 1
Name of organisation company_name 1
Nature of Business industry 1
Number business_contact_number_mobile 1
Other SPECIAL 1
Partnership SPECIAL 1
Personal address and postcode (3 years of history) address_line_1 1
Personal Address of the address_line_1 1
Personal Address of the Director address_line_1 1
Phone business_contact_number_tel 1
Phone 1 business_contact_number_tel 1
Post Code post_code 1
Post town city 1
Postcode bus_post_code 1
Postcode post_code 1
Posttown bus_city 1
PREVIOUS ADDRESS 1 bus_address_line_1 1
Primary contact number business_contact_number_tel 1
Primary email email 1
Principal Activity industry 1
Print Name applicant_first_name 1
Property developemnt SPECIAL 1
Purpose use_of_funds 1
Reason for funding use_of_funds 1
Reason for Loan/Finance use_of_funds 1
Refinancing a loan SPECIAL 1
Registered Address bus_address_line_1 1
Registered address bus_address_line_1 1
REGISTERED ADDRESS bus_address_line_1 1
Registered No. companies_house_registration_no 1
Registration number companies_house_registration_no 1
Registration Number companies_house_registration_no 1
Registration Number (if applicable) companies_house_registration_no 1
Residential Address address_line_1 1
Residential address address_line_1 1
Residential Home Address address_line_1 1
Responsibilities ownership_percentage 1
Sector (SIC Code) industry 1
Sector / Nature of Business industry 1
Shareholder/Director applicant_first_name 1
Shareholding % ownership_percentage 1
Subjectxxxxxxx company_name 1
Submit 1
Summary of Business Activities industry 1
SURNAME applicant_last_name 1
T business_contact_number_tel 2
Tax payment SPECIAL 1
Tel business_contact_number_tel 1
Telephone No. business_contact_number_tel 1
Telephone Number business_contact_number_mobile 1
Term term_required_months 1
Term required term_required_months 1
Town city 2
Town bus_city 1
Trading Address bus_address_line_1 1
Trading Name company_name 1
Trading Since business_start_date 1
Trading since business_start_date 1
Trading Start Date business_start_date 1
Trading Style business_type 1
Trading Style. business_type 1
Trading Stylexx companies_house_registration_no 1
Trading/Registered Address bus_address_line_1 1
Type of Entity business_type 1
Use of funds use_of_funds 1
Website website 1
What are the funds going to be used for? use_of_funds 1
Working capital SPECIAL 1
Year Established business_start_date 1
Years trading business_start_date 1
Years Trading business_start_date 1
Your Date of Birth date_of_birth 1
Your Home Address address_line_1 1
Your Personal Email Address email 1

From	to	Prority
% Ownership	ownership_percentage	1
Account Name	company_name	1
Account Name	company_name	1
Address	address_line_1	1
Address	bus_address_line_1	1
ADDRESS	address_line_1	1
Address 1	address_line_1	2
Address 1	bus_address_line_1	1
Address Line 1	address_line_1	1
Address Line 1	bus_address_line_1	1
Addresses (past 3 years)	address_line_1	1
Advance requested	funding_required_amount	1
Amount	funding_required_amount	1
Amount looking to borrow	funding_required_amount	1
AMOUNT REQUESTED	funding_required_amount	1
Amount Requested	funding_required_amount	1
Amount to Finance. Loan Amount Total Initial Payment	funding_required_amount	1
ANNUAL TURNOVER	monthly_average_sales	1
Applicant 1	applicant_first_name	1
Applicant Contact(s)	applicant_first_name	1
Asset finance	SPECIAL	1
Average Monthly Turnover	monthly_average_sales	1
Borrower Name	applicant_first_name	1
Business / Trading Name	company_name	1
Business Activities	industry	1
BUSINESS ADDRESS	bus_address_line_1	1
Business Address	bus_address_line_1	1
Business Address (incl. Postcode)	bus_address_line_1	1
Business email	email	1
Business legal name	company_name	1
BUSINESS LOAN PURPOSE	use_of_funds	1
Business Name	company_name	1
Business name	company_name	1
Business Overview	industry	1
Business phone	business_contact_number_tel	1
Business Phone	business_contact_number_tel	1
Business registered address & postcode	bus_address_line_1	1
Business sector	industry	1
Business Telephone	business_contact_number_tel	1
Business type	industry	1
Business Type	business_type	1
Business Type	business_type	1
Business/Trading Name	company_name	1
Buy-to-let mortgage	SPECIAL	1
Co Reg	companies_house_registration_no	1
Commercial mortgage	SPECIAL	1
Commercial property investment	SPECIAL	1
Company Details	company_name	1
Company Name	company_name	1
COMPANY NAME	company_name	1
Company Name/Trading Name	company_name	1
Company No.	companies_house_registration_no	1
COMPANY NUMBER	companies_house_registration_no	1
Company Number	companies_house_registration_no	1
Company number (if Limited)	companies_house_registration_no	1
Company Reg	companies_house_registration_no	1
Company Reg Number	companies_house_registration_no	1
Company Reg Number	companies_house_registration_no	1
Company reg. no	companies_house_registration_no	1
Company reg. No.	companies_house_registration_no	1
Company Registered Number	companies_house_registration_no	1
Company Registration No	companies_house_registration_no	1
Company Registration No.	companies_house_registration_no	1
Company Registration Number	companies_house_registration_no	1
Company type	business_type	1
Company Type	business_type	1
Company Type (Ltd, Sole Trader)	business_type	1
Company Type (Ltd, Sole Trader)	business_type	1
Contact Email	email	1
Contact Email Address	email	1
Contact Name	applicant_first_name	1
Contact phone	business_contact_number_tel	1
Contact Phone Number	business_contact_number_tel	1
Contact Telephone	business_contact_number_tel	1
Contact Telephone No.	business_contact_number_mobile	1
Contact Telephone Number	business_contact_number_tel	1
Current address	address_line_1	1
Customer Name	company_name	1
D.O.B.	date_of_birth	1
Date Business Established	business_start_date	1
Date Established	business_start_date	1
Date incorporated	business_start_date	1
Date of Birth	date_of_birth	1
Date of birth	date_of_birth	1
DATE OF BIRTH	date_of_birth	1
Date of Birth (DD/MM/YYYY)	date_of_birth	1
Date of birth of the Director	date_of_birth	1
Date Trading Commenced	business_start_date	1
Dates of birth	date_of_birth	1
Director	city	3
Director Name	applicant_first_name	1
DOB	date_of_birth	1
Email	email	1
EMAIL	email	1
EMAIL ADDRESS	email	1
Email Address	email	1
Established Date	business_start_date	1
Established Date	business_start_date	1
Expansion/growth	SPECIAL	1
Finance purpose	use_of_funds	1
Finance term	term_required_months	1
First name	applicant_first_name	1
FIRST NAME	applicant_first_name	1
Full Company Name	company_name	1
Full Name	applicant_first_name	1
Full name	applicant_first_name	1
FULL NAME	applicant_first_name	1
Full Name (as appears on your passport)	applicant_first_name	1
Full names	applicant_first_name	1
Home Address	address_line_1	1
HOME ADDRESS	address_line_1	1
Home Owner	address_line_1	1
How much funding is required?	funding_required_amount	1
Incorporated/start date	business_start_date	1
Industry	industry	1
Landline Telephone No.	business_contact_number_tel	1
Last name	applicant_last_name	1
LAST NAME	applicant_last_name	1
Last name .	applicant_last_name	1
Legal Form	business_type	1
Legal name	company_name	1
Length of Ownership	business_start_date	1
Limited company	SPECIAL	1
Limited Liability Partnership	SPECIAL	1
Loan Amount	funding_required_amount	1
Loan amount (�)	funding_required_amount	2
Loan Amount �	funding_required_amount	1
Loan Company 1	company_name	1
Loan Period	term_required_months	1
Loan Purpose	use_of_funds	1
Loan Purpose (details)	use_of_funds	1
Loan Term	term_required_months	1
Loan term (months)	term_required_months	1
Main Contact	business_contact_number_tel	1
Main Contact Name	applicant_first_name	1
MAIN SOURCE OF REVENUE	industry	1
Merchant/Company Legal Business Name	company_name	1
Mobile	business_contact_number_mobile	1
Mobile No.	business_contact_number_mobile	1
MOBILE NUMBER	business_contact_number_mobile	1
MOBILE NUMBER	business_contact_number_mobile	1
Mobile number	business_contact_number_mobile	1
Mobile Number	business_contact_number_mobile	1
Mobile phone	business_contact_number_mobile	1
Mobile Phone	business_contact_number_mobile	1
MOBILE PHONE	business_contact_number_mobile	1
Monthly Revenue	monthly_average_sales	1
MOVE IN DATE	business_start_date	1
Name	company_name	2
Name	applicant_first_name	1
Name & Sharehold en %	applicant_first_name	1
Name & Shareholder	applicant_first_name	1
Name & Shareholder %	applicant_first_name	1
Name of organisation	company_name	1
Nature of Business	industry	1
Number	business_contact_number_mobile	1
Other	SPECIAL	1
Partnership	SPECIAL	1
Personal address and postcode (3 years of history)	address_line_1	1
Personal Address of the	address_line_1	1
Personal Address of the Director	address_line_1	1
Phone	business_contact_number_tel	1
Phone 1	business_contact_number_tel	1
Post Code	post_code	1
Post town	city	1
Postcode	bus_post_code	1
Postcode	post_code	1
Posttown	bus_city	1
PREVIOUS ADDRESS 1	bus_address_line_1	1
Primary contact number	business_contact_number_tel	1
Primary email	email	1
Principal Activity	industry	1
Print Name	applicant_first_name	1
Property developemnt	SPECIAL	1
Purpose	use_of_funds	1
Reason for funding	use_of_funds	1
Reason for Loan/Finance	use_of_funds	1
Refinancing a loan	SPECIAL	1
Registered Address	bus_address_line_1	1
Registered address	bus_address_line_1	1
REGISTERED ADDRESS	bus_address_line_1	1
Registered No.	companies_house_registration_no	1
Registration number	companies_house_registration_no	1
Registration Number	companies_house_registration_no	1
Registration Number (if applicable)	companies_house_registration_no	1
Residential Address	address_line_1	1
Residential address	address_line_1	1
Residential Home Address	address_line_1	1
Responsibilities	ownership_percentage	1
Sector (SIC Code)	industry	1
Sector / Nature of Business	industry	1
Shareholder/Director	applicant_first_name	1
Shareholding %	ownership_percentage	1
Subjectxxxxxxx	company_name	1
Submit		1
Summary of Business Activities	industry	1
SURNAME	applicant_last_name	1
T	business_contact_number_tel	2
Tax payment	SPECIAL	1
Tel	business_contact_number_tel	1
Telephone No.	business_contact_number_tel	1
Telephone Number	business_contact_number_mobile	1
Term	term_required_months	1
Term required	term_required_months	1
Town	city	2
Town	bus_city	1
Trading Address	bus_address_line_1	1
Trading Name	company_name	1
Trading Since	business_start_date	1
Trading since	business_start_date	1
Trading Start Date	business_start_date	1
Trading Style	business_type	1
Trading Style.	business_type	1
Trading Stylexx	companies_house_registration_no	1
Trading/Registered Address	bus_address_line_1	1
Type of Entity	business_type	1
Use of funds	use_of_funds	1
Website	website	1
What are the funds going to be used for?	use_of_funds	1
Working capital	SPECIAL	1
Year Established	business_start_date	1
Years trading	business_start_date	1
Years Trading	business_start_date	1
Your Date of Birth	date_of_birth	1
Your Home Address	address_line_1	1
Your Personal Email Address	email	1